Will my premium ever increase?
No, the premiums will never increase.
Will my coverage ever expire?
No, as long as you keep your premium payments up to date and do not cancel the policy yourself, your coverage will never expire.
Can I pick my own beneficiary?
Yes, the selection of your beneficiary or beneficiaries is completely up to you.
How does final expense insurance work?
Final expense insurance is a life insurance policy that is meant to cover the cost of funeral and burial services. Unlike prepaid funeral packages, final expense insurance can also help cover outstanding debts, probate fees, and other remaining expenses. And, unlike preneed plans, which are usually paid to the funeral home, the payment of term life insurance goes to the beneficiary or beneficiary you choose. Additionally, unlike preneed plans, term insurance allows you to choose your beneficiary or beneficiaries.
Does the money need to go toward the funeral or can it be used for other things?
In most cases, the money is used for the direct costs associated with passing away. But the policy is yours and you can decide what the lump-sum payment will be used for.
I’m diabetic. Will I be turned down?
We specialize in diabetic life insurance and insurance for people with other health problems. The vast majority of our clients with diabetes, as well as clients with other health conditions, are approved.
Does it cost more to buy through Canada Coverage Plans?
No, it does not cost more. We are insurance brokers so we actually can shop around the market and get you the coverage you want at a cheaper rate.
How does CCP make money?
The insurance carriers we represent pay us directly. We don’t take anything off the top of your payments.
Does an agent need to come to our home?
No, everything is done over the phone and online. The simple, straightforward process that gets you covered fast.
Are you licensed?
Yes, our company and advisors all hold LLQP Licenses that allow us to write insurance policies.
How is CCP different?
We believe in providing our customers with the best possible experience. We take the time to understand if you have a need for Insurance by going through a thorough needs analysis. We won’t be knocking on your door trying to sell you. We deliver you the quote and provide you with insurance with a simple, easy experience over the phone.
How do I buy through you?
Simply fill out this form or give us a call at +1(877)255-0708
