As the old saying goes, only 2 things in life are guaranteed - death and taxes. We exist to ease the financial burden on grieving loved ones. The next generation of Canadians are experiencing tough times. The average debt to income ratio in Canada is 171% - that means that for every $1 of disposable income, Canadians owe $1.71. With that in perspective - an unexpected bill, especially one as large as a funeral or cremation, can be devastating financially to the next generation. That’s where we come in. Our team of dedicated licensed advisors are here to make a difference, and we will do just that.