I feel so good knowing that I’m not passing this burden on to my children.
Licensed Advisor with Canada Coverage Plans
No, the premiums will never increase.
No, as long as you keep your premium payments up to date and do not cancel the policy yourself, your coverage will never expire.
Yes, the selection of your beneficiary or beneficiaries is completely up to you.
Final expense insurance is a life insurance policy that is meant to cover the cost of funeral and burial services. Unlike prepaid funeral packages, final expense insurance can also help cover outstanding debts, probate fees, and other remaining expenses. And, unlike preneed plans, which are usually paid to the funeral home, the payment of term life insurance goes to the beneficiary or beneficiary you choose. Additionally, unlike preneed plans, term insurance allows you to choose your beneficiary or beneficiaries.
In most cases, the money is used for the direct costs associated with passing away. But the policy is yours and you can decide what the lump-sum payment will be used for.
We specialize in diabetic life insurance and insurance for people with other health problems. The vast majority of our clients with diabetes, as well as clients with other health conditions, are approved.
